What Happens To OTC Stocks

By Sam Nielson

Out of the thousands of questions I've been asked over the years, one question keeps coming up that pisses me off. A bright eye'd newbie trader wants to know what will happen to his OTCBB stock if it gets uplisted to a major exchange like the NASDAQ.

In most cases, there's nothing you need to do on your part. Your existing stock shares will be converted into the new shares traded under the new ticker symbol on the major exchange (i.e. Nasdaq).

Traders call this a jumper. Your shares will gain in value and they will automatically start trading on the NASDAQ.

If a change occurs in the ticker symbol, your brokerage house (Scottrade, Ameritrade, and so on) will contact you by your trading account and by regular snail mail.

Time for some brutal honesty. You are George Bush stupid if you are investing in OTC stock you think will go to the NASDAQ.

Tom Cruise Crazy publishers will try and sell you an expensive subscription for stocks that go from the OTC to the Nasdaq. Jumpers that you can make 1,000%...3,500%, even 10,000% and more! Don't believe it. It's a scam.

In the hundreds of traders I've spoke with over the years, not one of them has told me that he made money from picking jumper stocks more than he lost.

Reality check. If the company was such a good company selling such a hot product, they never would have been listed on the OTCBB in the first place. They would have opted for an original listing on the Nasdaq in the first place. The cost for a listing on a major exchange is hardly more than a listing on the OTCBB. The only difference is the reporting requirements. The disclosure that the company must provide investors on a timely and regular basis.

There's the dark truth. The only reason a company lists on the OTCBB is precisely because they do not want to meet the stricter reporting requirements of a major exchange. They do not want to disclose to investors the truth about what's really going on.

The only exchange fraught with more danger than the OTCBB is the pink sheets. But still, the OTCBB has thousands of fraudulent companies listed on it that will be delisted within a year and the CEO brought up on fraud charges by the SEC. Over many years, investing in the OTCBB because you want to bag a jumper stock will make you go broke. I should know, it happened to me. Yes, I'm a former jumper stock investor. As the saying goes, he who has grabbed a bull by the tail knows twice as much as he who never has. Don't go grab the bull by the tail. Learn from my painful experience.

Here's something to think about. The main reason people gamble in the OTCBB market is to get really cheap stocks. Now that we are at a market bottom, many good companies listed on major exchanges are at very low OTCBB like prices! - 23199

About the Author:

By Sam Nielson. To discover more million dollar trader articles go to what happens to my stock when it goes from otc to nasdaq

When To Use Fixed Income Investments

By Amy Nutt

Whether one is living in difficult or robust economic times, it is always important to have an investment strategy that includes relatively safe investments. One form of investment is known as Fixed Income Investments.

Fixed income investment refers to any type of investment that generates an average return. Investors loan their money to a government body, corporation, or financial institution and receive interest on a regular basis. Although the rate of return may not be high, there is comfort knowing the risk is minimal. If a person is seeking to invest their money where there is not a high risk, fixed income investments are usually the solution.

The term fixed-income investment include such investments as bank notes, mutual funds, mortgage backed securities, retirement investments such as GICs, T-Bills, as well as government and corporate bonds, and other forms of securities. While the principal and return are not fail-safe, these fixed-income funds offer the chance for a higher return. They are popular for those planning on retiring in the near future.

GICs are a popular choice as a fixed income investment. The interest and principal are insured to a certain degree so your money is for the most part protected. Fixed-income mutual funds are a good choice for wary investors as they provide the opportunity to predict income over a set period of time. This is handy for budgeting purposes, so people can plan for retirement.

Many prudent investors acquire bonds as a fixed income investment. They generally pay out twice a year or on a monthly basis. Bonds are a tax-free investment income. Such bonds can be federal, state, or local municipality bonds.

Certificates of Deposit allow people to earn interest on their investment without any real risk of loss. It is much like putting money in an insured bank investment for a fixed period of time. It will earn a preset interest rate for a fixed time period. After the time expires, the certificate matures and the investor can cash in the certificate. They will receive their initial investment plus any interest earned.

Savings Bonds pay a fixed interest rate that is delayed until the bond is redeemed or for 30 years. The rate is based on the interest rate at the time of purchase. The interest paid is adjusted for inflation.

If you are about to retire and are in need of an investment with low risk, fixed income solutions can be the right choice. Investment portfolios will benefit by having a safe and secure stock. By combining investments that are affected differently by economic events, investment risk is reduced. These investments are often chosen during periods of market instability. Fixed investments can fluctuate with market conditions. If you have to sell them prior to maturity, you will usually receive a penalty fee.

Fixed Income Investments are a sound choice for cautious investors and those seeking a safe investment for retirement. Most fixed-income investments also provide a foreseeable flow of income. This can be an advantage for those on a pension or social security. - 23199

About the Author:

Whether you're looking for mortgage rates or great GIC rates, with Meridian Credit Union you'll have a customized financial plan that makes sense for you.Just for you.

Millionaire Trader Shares Secret To Reveal Best Indicator

By Shawn Tilman

Are you ready to learn a sure-fire system for generating quick and easy cash flow from the stock market?

This is an incredible indicator used by none other than Steve Cohen. Cohen's firm, S.A.C., which derives its name from his initials, is a multi-billion dollar hedge fund company. His actual trading profits have averaged approximately 70 percent per year.

Some 40 traders work under him. He is the king of tracking the volume of any given stock or market.

Most non-professional traders either overlook volume, or simply do not know how to use it correctly.

This article and lesson is about how to READ volume correctly. Don't be arrogant. Even if you think you know everything there is to know about volume, you owe it to yourself to read this article and make sure you know how to use volume to super-charge your stock market profits.

The meeting of minds between bulls and bears are represented in each measured unit of volume. The volume is a still picture of the psychology of the crowd trading a particular stock or market. Rising volume confirms the trend while falling volume questions the trend and whether the dominant group can keep it going.

As a stock sells off and falls, keep an eye on the volume. If the volume picks up into the downward move it means that fear has firmly gripped the crowd of traders trading your particular stock. Now notice the upticks and shallow buy orders every now and then. These are the rookie stock traders buying a downward move in hopes that the trend reverses and heads back up. We like these rookie traders. Why? In order for our sell order to execute, there has to be a buyer somewhere. But you need to know that buying into a downward trend is most often a bad idea. It is called trying to catch a falling knife. Never think you are smarter than the crowd by betting against them. The crowd always wins. Let some other rookie trader play that game. When all the sellers get out of a stock, the volume on the downside will fall off as the downward move runs out of steam.

In an uptrend, rising volume shows that greed is setting in as people dog pile into the stock. It also shows sellers dumping their position betting that the market is going to turn around. Remember, in order for a buy order to execute, there has to be a seller somewhere. Selling into an uptrend makes sense only if your original profit thesis (target) has been met. When all the buyers are done chasing the stock higher, the volume on the upside falls as the uptrend runs out of steam.

Volume gives you useful clues in addition to telling you the conviction of a given trend.

A spike in volume on 1 day often signals the beginning of a new trend when it occurs on a breakout from a trading range. A spike in volume like this can also signal the ending of a trend. Very high volume that is 300% or more of the average volume signals market hysteria. This is when fearful bulls finally decide that this uptrend is for real and rush in to buy or it is when fearful bears become convinced that a decline has no bottom and rush in to sell short.

When price and volume diverge the stock is usually at a turning point.

When volume falls as prices rise, it means that the uptrend is attracting less interest. When volume falls while prices fall to a new low, it means that lower prices are attracting little interest and an upside reversal could happen at any time. Price is slightly more important than volume but millionaire traders analyze volume to figure out the psychology of the crowd before committing to a decision. - 23199

About the Author:

By Shawn Tilman. I hope this article helps you better your trading and make a lot of cash. For more FREE expert stock trading secrets and advice see stock market

Why You Need A Forex Trading Guide

By John Sandler

The foreign exchange market, for all its high-profits and high-returns allure, is quite a volatile place. In fact, your capital can be quickly sapped by unexplained market gyration or currency swing. Since this volatility is very real, it behooves the trader to have certain guidelines when conducting himself in this market. Therefore, having a reliable foreign exchange guide to the market from the onset will help mitigate some of the uncertainties and increase your returns from Foreign Exchange.

To begin, it's useful to develop an understanding of exactly what foreign exchange trading is and what it's about. Foreign Exchange trading, or FOREX for short, involves the buying and selling of any of the world's currencies in the hope of profiting from their rise or fall in price.

Familiarity with the market can help, but FOREX trading is unpredictable and currency values change quickly, creating a fair amount of risk. If you dont keep yourself abreast of the relevant news, FOREX trading may not be the right fit for you.

A FOREX trading guide will help you learn the basics in the area of trading currencies. These guides will teach you knowledge such as the reasons that cause fluctuations and appreciation of currencies, the terms used for currencies exchange, which currencies are frequently traded and where FOREX traders usually profit from while trading FOREX currencies.

Initially, FOREX trading can be bewildering, in that the market is always open. It is difficult to know when to sell and when to buy " which are the most critical elements of this kind of trading and the deciding factors on whether or not you will make money or not.

In fact, it's precisely when you enter this fast paced arena that a FOREX guide would be most important. You will be able to decipher the various fluctuations, why they happened at this or that time. It's these types of insights that separates those who rely on incomplete information and speculation, instead of reliable information.

When you deal with foreign currencies, you only have the simple aim of making money. Trading involves a particular pair of currencies, like EUR/USD or Euro to the US dollar. You basically buy Euros using your US Dollars and wait for the exchange rate between these two currencies to change and then you can profit from the difference. In this example, if you bought Euros with USD, you will want the Euro to go up and the dollar to drop. You will then be able sell your Euros for more dollars than you originally bought it for.

This is precisely why a FOREX guide is of crucial significance. Which of the dozens of currencies to purchase using this or that currency is complex and fraught with possibilities? The foreign exchange rate between currencies is determined by the government and financial policies of the various governments. In addition, these movements are also impacted by how FOREX traders themselves perceived the market and these policies. Lastly, global events both man-made and even a natural disaster or change of whether could change the economic outlook of a currency. These are just some of the uncertainties contained within the Foreign Exchange Market. - 23199

About the Author:

To learn forex, you really need to check out this website: Forex Trading Explained

Standard Life Insurance

By John Fagan

It can be a perplexing task to determine a few selective providers from the sea of providers vying to offer you several insurance plans. Many types of plans from term plans, whole life plans and many others can be found in the market. Such an abundance of plans can make it difficult experience for buying a policy.

Life insurance policy can never make up the loss of the policy holder's family but it can help them become financially sound by giving the death benefits and also while the life term of the policy holder, it makes him tension free and sure that his family is secure even after his death and hence help him be at peace as far as his family is concerned.

It is indeed a necessity to at outset analyze your goals for finance in the future, your monetary budget and your prevailing lifestyle. In the case of young persons, they may need whole life policy or a term policy of 30 years; but people with a stringent fiscal facility will find a convertible policy of term suitable. This is so since their means are restricted they will not like a return on cash value but rather go for security of financial reimbursement in the future for their beneficiaries.

You can opt for converting to better plans with added benefits of cash value when you can afford higher prices on policies. Details of insurers, different plans, features, options of payments and any extra benefits from policies can be derived from the internet on an online basis.

The buying of whole life plans, general plans, variable plans with added cash value advantages requires to be brought to the notice of buyers. This enables the buyers of life policies reap extensive benefits from limited policies of term.

Apart from this guidance on policy features, they are also told about aspects on settlement in the event of their unprecedented demise. There are beneficial pointers which enable you to know how to analyze annually the feasibility of your policy. The article shows you methods to claim accumulated amounts of interest during different periods in the lifetime of your policy. - 23199

About the Author:

John is a top life insurance traffic producer who works with top team industry leaders. Free Quote Insurance Agents that work for you.