Currency Trading Online - Great Reward And Risk

By John Eather

Currencies traded online: A vast variety of currencies are traded online depending mainly upon the software you choose to use. In general the most liquid currency pairs worldwide are your best choice, these include US Dollar/Yen, Euro/UD Dollar, GBP/US Dollar, US Dollar/ Can Dollar, US Dollar/ Franc and Australian Dollar/ US Dollar.

Rate Formula: Most programmes, software and interfaces come with trade rate calculators. Remember to check that the calculators take real-time values in consideration. However should you want to calculate the rates on your own the following formula is used Y-to-X exchange rate =1/ X-to-Y exchange rate.

Pro's to online: The biggest advantage to online trading is that the market is open for business twenty-four hours a day, seven days a week. The favourability of the markets' liquidity is even more attractive if accessible by a mere click of a mouse. Order limits and strategies to curb loss can be setup on the system. Gearing or leveraging allows for great profit opportunities while still keeping risk minimal. Bear markets can also be used turned into bull markets by use of short and long positions depending on pair values.

Disadvantages to online: To be successful in the foreign currency markets, you have to have a good knowledge and understanding of the market type. Do not be an impulsive buyer and seller, have a strategy or plan and follow it to a t. Do not transact with funds you do not have or are willing to possibly loose. Volatility is the greatest disadvantage. Your risk and reward must balance. Significant moves occur everyday in this market making prices extremely sensitive. Leverage can also work against you with margin calls taking place when risk is too high for your account size.

Risk is real: Risks are just as real as rewards when it comes to forex trade. The trades are conducted spot, over-the-counter. Counter-parties are dealt with directly with no middleman or third party to provide some security. Clearing houses are not used at all, making the risk greater by furnishing no guarantees. Due to the fact that forex markets where establish for speculation mainly, traders have a tendency to be reckless and impulsive. It should be kept in mind that you are at risk of possible losing your total cash balance should even a very small market move occur. - 23199

About the Author:

Be sure you sign up for John Eather's excellent free ecourse and reports about Online Forex Trading. Get the most recent info on the most up-to-date trading robots and trading systems available on the market today. Go to MoneyMakingFxTrader.com for more details.

Investing In Foreclosures Online Is Easy

By Austin Butler

Today in nearly every city in the United States there are great opportunities for savvy real estate investors. The current economic climate has produced a boon of empty, under-priced and foreclosure listings in all price ranges and every condition. But it is definitely unlikely that prices will remain this low forever and now will be a great time to invest in foreclosure listings.

Recent real estate markets throughout the country are going in a downward spiral. This is not necessarily bad news. The smart investor who takes the opportunity of the down market and invests in foreclosure listings will be the one who will also be taking the opportunity of the profits when things turn around. Real estate cycles bounce back and home prices will not stay down forever. Now is the time to invest in foreclosure listings.

There are many ways to purchase these under-priced properties and foreclosure listings. Right now there are homeowners who are basically "upside-down" on their mortgage. In a pre-foreclosure sale a lender will allow a homeowner who is behind on their payments to sell the home and pay the proceeds back to the lender. If the home will only sell at a price that is less than what the homeowner is obligated to on the note the case is called a "short sale". There are many short sale opportunities available right now. Look at your local MLS or contact a realtor.

Another way to get a great deal on a foreclosure listing is to purchase at a foreclosure auction. A foreclosure auction takes place at the local county courthouse. The property is auctioned off to the highest bidder and the selling prices are usually quite acceptable. Many times the competition is low and the only other bidder may be the bank that holds the note. The one concern is that these homes are sold "as is" and if there are any needed repairs the investor will be responsible.

If there are no takers besides the bank at the foreclosure auction the bank will have to dispose of the property themselves. Most of them will use a realtor but as highly motivated sellers they will drop the price as necessary until the property sells. Some of these properties have had repairs completed but some will need repairs. Make sure and complete the proper inspections on any foreclosure listing that you purchase.

When someone invests in the stock market and the stock crashes they have the potential to lose every single dime that they invested. That is a definite advantage to investing in real estate and foreclosure listings. While we may not be able to predict when or how much the price will rise you always know that the home is worth something and you can sell it or rent it. In distressing economic times this makes investing in real estate and real estate foreclosures a great opportunity compared to many other investments.

When you invest in foreclosure listings, it is important to make sure that you do all of the same inspections and due diligence that you would do if you were purchasing the home to live in. You will be liable for any repairs. It is also important to have your funds ready be it cash or bank financing.

But now is an an opportune time to invest in real estate and foreclosure listings in almost any market in the United States because the prices are low and the potential for profit is very good. - 23199

About the Author:

Austin Butler lost a ton of money in the stock market but recouped many of her losses by getting a foreclosure list from her city. She currently owns 3 rental properties and is in the process of acquiring more.

How does the Stock Market Work?

By Barry W. Kaller

When you turn on the television and watch the news or when you open up a newspaper, you probably read and hear all about the stock market. You've probably heard about people making a lot and losing a lot of money, but how does it work?

The Stock Market isn't really that complicated. First you need to know what a market is. Think of a super market. It's a place where you buy and the owners sell goods. This is what a market is, a place to buy and sell goods or services.

Stocks are bought and sold on the stock market. Stock is basically ownership in a corporation. When you own stock you have equity in that corporation. In other words, you own part of that corporation.

Stocks are bought and sold on a stock exchange. The most common exchange would be the New York Stock Exchange. There are stock exchanges all over the world where stocks of different public companies are bought and sold.

If you want to make money from stocks, you need to follow a simple process. First, you buy the stock of a corporation at a specific price. Then, when the price has gone up, you sell it. The difference is the profit you gain.

It's just like buying and selling anything else. Take ebay for example. You might find at a yard sale a dvd that is very cheap, maybe $4. You go to ebay and you sell it for $7 after fees. That is a gain of $3, your profit.

You don't have to physically go and find someone to sell you stock or find someone to sell it to. When you have a brokerage account, you just tell your broker what you want to buy or sell and they use the exchange to find the buyer or seller.

These are the basics of the stock market and how it works. The rule of thumb to make money with it is to buy low and sell high. Even if you aren't able to do this all the time, as long as you do it most of the time, you should make a profit. - 23199

About the Author:

How does the stock market work? Learn more about the stock market and learn how to buy stocks to start making more money.

Are Fixed Annuities Right For You

By Leonard Maltby

Many people become interested in investing in annuities, and the thing to remember is that a fixed annuity is used to invest in government securities and high grade corporate bonds. Many people choose to invest in annuities because it is a potential savings choice for many people.

If you are one of these people, first, determine if an annuity is really the right investment option for you. Then, take a look at the different types of annuities that are available to today's investors like you.

Choosing between fixed and variable annuity is a must; while the former offers a guaranteed rate of return with fixed payments over the annuity's lifetime, the latter may offer greater returns, and yet at the same time put your investment at greater risk.

To many, investing in fixed annuity is more appealing, as it offers more security and guarantee. You should consider investing in fixed annuities if you are close to retirement or are already retired, you prefer a very low risk in your investment, and you want a fixed return.

There are also many advantages when investing in fixed annuities such as the flexible products it offers, guaranteed interest as well as tiered and indexed rates that it makes available.

Some products that fixed annuity offers are single or flexible premium deferred annuity, and single premium immediate annuity. What is nice about these is that you can choose depending on your own needs. Fixed annuity is very flexible, which makes it more appealing to many.

It is best to consult with an agent to help you understand how annuity works, as different annuities offer different rates of return. At such, an annuity broker will be able to help you choose which investment is best for you.

Do not limit yourself, as there are many, many choices to choose from, some even offering extras or bonuses. The options are many when investing in fixed annuities - 23199

About the Author:

To learn more about the Fixed Annuity Rates visit Investing In Fixed Annuities for more articles and information.

Capped Bust Silver Quarter - Peerless Quarter Brings Collosal Return

By Christina Goldman

The Capped Bust Silver Quarter was the immediate successors of the equally rare draped bust silver quarters which started minting in 1796. These silver quarters were first minted in 1815 and count among the rarest coins ever minted in the United States. These two particular silver quarter types were minted as a replacement for the Spanish two-reales coin circulating in the Americas at that time, by the fledging U.S. government.

The Capped Bust Silver Quarter carried the same design as the other coins, like the half dollar, minted during that time. Production of these quarters went on until 1838, and these coins together with the draped bust quarter, have been named by numismatists as the "Early Quarters" commanding premium prices among coin collectors.

Other key years to look out for when scouting for the Early Quarters are 1823, 1804 and 1796. Notably from 1804 onwards, the reverse side of the Early Quarters sported a bigger, "heraldic" eagle, suggestive of strength and power that collectors and numismatists appreciate over coins of earlier vintage which had smaller eagle designs.

It is a sound advice that before buying a Capped Bust Silver Quarter or any of the Early Quarters, the buyer must have an assurance that these items have certification of authenticity from reputable numismatist groups or associations like the ANACS, NGC, PCGS and ICG. Another is to deal only with reputable dealers.

A useful website for reference on the capped bust silver quarter can be found in the net. This site carries a legitimate eBay auction listing of Early Quarters and their key dates. Through this listing, a prospective buyer could check the trend of the pricing, and compare various price levels within years, comparative data that are useful to the serious collector or dedicated numismatist. - 23199

About the Author:

And here's where you'll find great prices and selection on the rare Capped Bust Silver Quarter: http://BuySilverCoins.net