Mutual Funds

By Bob Jones

Mutual funds are one of the methods whereby people can earn some money by saving without much risk. With mutual funds the company has a number of stocks, shares and bonds that can increase the client's investment. While many countries have their own kind of mutual funds you will find that Canadian mutual funds have a parent company that oversees their activities.

Generally, Canadian mutual funds are applicable only to residents of Canada. If you desire to invest your money in one of these Canadian mutual funds then you should look into the matter very carefully. The various companies that you can check out should have all of their terms and conditions listed in a clear and easy to understand way.

You can read through financial pages of the newspapers and the Internet to look up how the various Canadian mutual funds are performing. These lists will help you to make a comparison between the mutual companies you are interested in.

To obtain a better picture of what kinds of stocks and bonds there are in each of these companies, you should examine the listings that are given. Compare these details with those of other Canadian mutual funds.

In general, Canadian mutual funds will have the same kind of funds as the mutual funds in the USA have. These funds include index mutual funds, low cost funds, front load funds, no-load funds and others. However, before you decide to invest in a Canadian mutual funds group, you will need to get some legal advice.

This advice will need to deal with the questions of tax that you might have to pay on both sides of the border. This is vital as the taxation authorities in the US require shareholders in investment corporations to pay some type of tax on capital gains distributions. You will need to know how the Canadian government looks at the tax rates for Canadian mutual funds.

There is one aspect that requires deeper inspection when you go through the various Canadian mutual funds. Canadian mutual funds can have a number of different brands of stock held under the umbrella of one fund. For instance you will find that RBC (Royal Bank of Canada) Asset Management Inc. has one type of stock brand called the RBC Funds. Whereas 'The Mackenzie Financial Corporation', on the other hand, has 9 different brands.

All of this makes the option of investing in Canadian mutual funds quite interesting. If you are at all interested, you will need to find out how you can invest in one of these companies. Your financial adviser ought be able to give you some assistance in this endeavour. - 23199

About the Author:

If you are interested in Canadian Mutual Funds or saving at all, please visit our website called Saving in Mutual Funds

Gold Trading For Small Business - Why Is Gold The Best Option?

By James Goldman

We humans have always been fascinated by gold for centuries now. Gold is regarded as the store of true value. People have now a different perception of gold " it is the actual form of money. However, we can easily feel challenged by one fact- gold doesnt yield interest and is hence not regarded as a wise investment asset. But it needs to be noted that if you trade gold or invest in gold, you can actually capitulate fair interests in the form of real storage of the intrinsic values. Still there is a question here " why should the small companies trade gold always? Why should these companies get a smaller portion of their wealth allocated as gold bullion? The answer is here

With different forms of investments vehicles available today such as properties, equities and bonds, one common class of investment asset often neglected are all the precious metals like gold, silver, platinum etc.

If you consider the figures of investment in the year 2006 during which investors rushed into various commodities funds, you can see how people realized that gold, which is a class of investment, has been potentially underweighted in the portfolios. But finally it was found that gold bullion, a natural resource, is known to be the best investment tools for small companies.

Earlier during 1999-2000, when internet companies cropped up with very little earnings, gold was really trading approximately with USD 200-300 /oz. However, no other investors or the internet companies could make faster money than the ones who trade gold or in other words buy gold when prices are low and sell gold at higher prices.

Gold has never been a preferred class of investment until very recently; gold is now regarded as the best choice for the small companies who would like to trade. Small companies that have already invested in gold are now richer than before. Also, trading gold is the only shortcut to faster and steadier growth of wealth for these companies.

You can buy gold now to see the difference it makes. You are bound to make a profit when you sell gold. Invest in a certain amount of gold each month " suppose you spend $XYZ on gold. Now hold your value of gold as the companys wealth management. Although, people often consider this as a bizarre idea but it can earn profits if done wisely.

If you think its wise, then you must measure the value of gold every month " it will surely surprise you with the net income flow each moth. It can definitely track the current value of gold, while the net income will be rising steadily.

There isnt any right time to buy gold or sell gold as the value of gold is ever-rising. You can invest whenever you feel its the right time for you. - 23199

About the Author:

All information to gold bullion and ways to trade gold can be provided by Atlantgold.com for the small business entrepreneurs

Deciding On An Expert Financial Advisor

By John Eather

For most young people today, who don't expect that government pension or security programs will be around in the future, deciding on an expert financial advisor will be a crucial decision to make. There's no getting around the fact that financial choices made when young can have a deep impact on the quality of retirement later in life, however soon or late that could be.

What then, are some of the actions a person should take before deciding upon the financial advisor who will help guide him or her through the intricacies of finance and planning for investing and eventual retirement? For starters, a person should never just pick out the first so-called "advisor" who pops up on an Internet search engine's results page. There are a lot of con artists out there and never so much so as in the finance and investments industries.

Take the time to investigate the background of any advisor being contemplated. All of the important information should be made freely available. This will include certifications and licenses, if any. Also, good expert financial advisors expect that potential clients will want to check into their professional backgrounds and are prepared to help them gain all the knowledge they'd want. For what it's worth, most large financial planning firms have advisors who meet all these qualifications.

This doesn't mean, however, that the search should be limited to just the large financial planning and advice companies. There are many smaller firms, with advisors, who meet or exceed these minimum standards. Just go online to the federal government's Securities and Exchange Commission (SEC) website and check out each firm's or advisor's disclosure Form ADV, Parts 1 and 2. It's freely available for scrutiny by the general public.

If a person fails to take the time to check out the background, bona fides, and past performance of an expert financial advisor, then he or she should expect trouble to develop in the future. There's so much quality data available about people who work in the financial services industry, it'd be a crime, almost, to fail to check out who the firms and advisors are and what they say they can do as far as personal financial planning goes. So don't hesitate to take advantage of all the tools available. - 23199

About the Author:

Learn how an Expert Financial Advisor can help with your Forex Trading. Don't miss out on John Eather's Free eCourse on Forex at http://www.moneymakingfxtrader.com now!

Why Trade Exotic Currency Options?

By Ahmad Hassam

Currency Options are used by companies as risk management tools. What are Options? Simply stated, it is a contract that gives the buyer the right but not the obligation to buy an underlying asset under specific conditions on payment of a premium.

The buyer may exercise the right if it makes him/her a profit. He/she may not exercise the right if it is unprofitable. However, if the buyer of an options contract exercises his/her right to buy the underlying asset, the seller is obligated to sell the asset at the specified price.

In all foreign currency transactions, one currency is purchased and another is sold. Consequently, every currency option is both a call and a put option. A call conveys the right to buy the underlying currency at a specified price. A put gives the buyer the right to sell at a predetermined price.

Now, why options are important as a risk management and hedging tool? Lets make it clear with an example. Suppose a Japanese company has to make the payment for its imports of raw material in three months time in US Dollar.

The Japanese company can stay unhedged and purchase US Dollar in prevailing spot rate in three months time. On the other hand, it can hedge by buying USD forwards or it can use an options strategy.

One of the strategies available to the Japanese company is to buy JPY put/USD call option. The effect of buying the JPY put option is to put a ceiling on the cost of imports in case JPY depreciates. The exporter limits the cost to a maximum while not limiting the minimum. Now lets discuss five exotic options that you can trade to make profits under different market conditions.

Digital options are simple, easy and inexpensive to trade. If you think, the EUR/USD rate is going to be above 1.0800 after 2 months but you are not sure about the timing of this move taking place within the next two months, buy a digital option. If after 2 months, the EUR/USD rate is indeed above 1.0800, you get your profit. If not, your digital option will expire. You with lose only a small premium that you had to pay while purchasing the digital option.

One Touch Options are perfect for those traders who believe that there will be a retracement and the price of a given currency pair will test a support/resistance level. The one touch options pay a fixed amount if the market touches the predetermined barrier level.

A No Touch Option is a great way that you can use to profit from a trending market. The no touch option pays a profit if the market never touches the barrier level that you choose. All you need to do is to determine the desired payoff, the currency pair that you want to trade, the barrier price and the expiration date of the option.

A Double No Touch Option is perfect for you if you have the track record of identifying and profiting from breakouts but always lose money in a ranging market. On the other hand, you can use a Double One Touch Option if you know how to pick the tops and bottoms in a ranging market but always lose in a breakout market. - 23199

About the Author:

Mr. Ahmad Hassam is a Harvard University Graduate. He is interested in day trading and swing trading stocks and currencies. Learn Forex Nitty Gritty. Discover A Revolutionary New Forex Robot. Develop your own Forex Trading System.

Trading In The Buff - Is It A Scam

By Mike Reed

Trading In The Buff is a new course developed by John Templeton. Its main focus is to teach people how to trade using solely price action techniques. It's main goal is to teach traders how to trade without indicators by just using basic price charts, just as bar charts. The name Trading In The Buff is based on this concept, otherwise known as "trading naked".

Templeton uses price action as a way to identify the trend of the market, so you can be sure that you are trading with the trend, and not against it. He also teaches you how to spot the countertrend so you know when the market is making a u-turn. He also talks about how to enter the market at its safest place, and how you can use this information to predict future price movement. There was a fountain of original information in the course, which makes it a great departure from a lot of the stuff that is being sold online. Most of those courses just give you the same generic information you are used to.

Thank goodness, this is not the case for the Trading In The Buff Course. I can safely say that the material was both new and innovative. It was very obvious that the creator worked diligently on the course to make sure that his customers were getting something real original. The in-depth analysis also proves that Templeton wants to make sure that his customers understand all the nuances of the course.

The entire course is presented in an orderly, step by step manner. After all the chapters in the book are read, there is a corresponding video which you watch that delves deeper into the concepts of the respective chapter. It' also very unique in that you also get to learn about the fundamentals. I think the problem with some price action methods, its that many traders can't really explain to others why exactly it works. To give you an example, look at trading candlestick patterns. In this case, you are really just memorizing. You memorize patterns like dojis, but you don't really understand the underlying reason of why it works.

However, you don't have to worry about that with Trading In The Buff. The course does an excellent job explaining the fundamental reasons why these price action patterns work, and most importantly why they work. It's explained in such a way that anybody can follow along. It doesn't matter if you are a newbie or a veteran trader.

One more trait that I really enjoy from the course is that it's also simple. I think you'll find many trading methods that are extremely complicated (i.e. Eliot Waves). On the other end of the spectrum, there are methods that are so simple that they provide absolutely no depth (i.e. moving average crossovers). Trading In The Buff has the perfect blend of simplicity along with depth.

They also have excellent customer service. I had a problem grasping one of the concepts of the course and I emailed support about it, and as a surprise to me, I got a reply within the hour with a very well detailed answer to my question. What was even more impressive was that it came from John Templeton, himself. He actually answers his own emails. It's nice to see that, nowadays.

And lastly it just works. Let's face it. That's what it all comes down to, doesn't it? Being a person who has traded indicators for most of his life, I never really gave much thought to what can be found simply by looking at the price. Except for recognizing generic patterns like head and shoulder, double tops and double bottoms, etc.. But I was really stunned as to all the valuable information that was available to me just by looking at a simple bar chart. Now I can't even look at a chart and not notice it. My eyes automatically can scan the price movement and find great entries and exits. - 23199

About the Author:

To get a forex trading education, make sure to check out Trading In The Buff.